Zamora, Thomas & Joseph was born from humble beginnings, forged through late nights, hard lessons, and a shared vision to bring clarity and confidence to business owners’ finances.

Our story began in small apartments and coffee shops, where Franczesco Zamora Bautista, Daniel Thomas Hermetet, and Daniel Joseph Capizzano were each navigating their own financial challenges—student loans, credit card debt, and the weight of uncertainty. With backgrounds in finance, accounting, and entrepreneurship, they realized a common frustration: small business owners were underserved, overcharged, and often left confused by their books.

So, they decided to change that.

Pooling their last few dollars, laptops, and relentless grit, the three founded Zamora, Thomas & Joseph. Their mission? To offer simple, transparent, and reliable bookkeeping services that empower entrepreneurs to make smarter decisions and grow their businesses without fear.

ZTJ serves with three main core values: honesty, hustle, and human connection. We don’t just track numbers—we tell your financial story, helping you understand where you are and where you can go.

Whether you’re a startup, a growing business, or an entrepreneur ready to scale, Zamora, Thomas & Joseph is here to help you turn the chaos of bookkeeping into the clarity of growth.